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Discover five proven strategies to self-fund your SaaS startup without relying on investors or risking your savings. Learn how to bootstrap your business to success with practical tips and advice.
Starting a business is an exciting journey, but when it comes to funding, things can get tricky. If you don’t have access to investors or a big savings account to dip into, you might feel like your options are limited. But the good news is, there are plenty of ways to fund your startup without taking outside investment—or draining your bank account.
I’ve been there myself. When I started Unicorn Factory, I didn’t have investors, and I bootstrapped everything from the ground up. Over the years, I’ve learned that funding a startup isn’t just about money; it’s about creativity and strategy.
In this post, we’ll cover five practical ways to fund your startup, including:
Each of these approaches has its pros and cons, and I’ll walk you through what makes them work, how you can start, and tips to get the most out of each strategy.
Whether you’re just starting out or looking for ways to keep your startup alive without outside funding, these methods will give you the flexibility and independence to make it happen. Let’s dive in!
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This might not be the most popular option, but getting a job is one of the easiest ways to fund your startup, especially in the early days.
I know the idea of going back to a job might feel like a step backward, especially if you’ve had a taste of entrepreneurship. But here’s the thing: covering your basic living expenses is essential. You can’t focus on growing your startup if you’re constantly worrying about paying rent or buying groceries.
Why it works:
My advice: Choose a job that aligns with your goals. If your startup is focused on marketing, find a role at a marketing agency. Learn from the experts while getting paid—then take those lessons and apply them to your business.
If working for someone else doesn’t appeal to you, consulting or freelancing can be a great alternative. You’re still your own boss, but you’re using your skills to make money while you build your startup on the side.
This is exactly how I funded Unicorn Factory in the early days. I started freelancing to help local businesses with Facebook ads, which not only brought in money but also helped me build skills that I could use for my projects.
Why it works:
My advice: Platforms like Upwork, Fiverr, or even local networks are great places to find clients. Just take what you’re learning while building your startup and offer it as a service.
This is a bit of a power move, but it works: find people who want the solution you’re building and get them to pay you to create it.
Here’s the idea: instead of building your product first and hoping people will buy it, you pitch your idea to potential customers upfront. If the problem you’re solving is big enough, some of them might be willing to invest in your idea, especially if it saves them time or money.
Why it works:
My advice: Don’t overthink it. Approach potential customers, explain the problem you’re solving, and show them how your idea could work for them. You’d be surprised how often people will support a solution they believe in.
If your startup is consumer-focused, pre-selling is another great option. It’s like Kickstarter—you pitch your product idea and let people pay upfront to reserve it. This not only generates revenue but also validates that there’s demand for what you’re building.
Why it works:
My advice: Be transparent about your timeline and deliverables. People need to trust that you’ll deliver what they paid for, so keep them updated and make sure your offer is clear.
Finally, you can keep costs low by learning how to build your startup yourself using no-code tools like Webflow, Airtable, and Zapier.
This is how I built Unicorn Factory. When I started, I was spending about $150–$200 a month to run the entire platform. That included tools and a bit of marketing. With a small budget and some time, you can do the same.
Why it works:
My advice: Start small. Focus on the features your users need most and learn as you go. If you’re willing to put in the time, there are so many free resources online to help you get started.
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Funding your startup doesn’t have to mean relying on investors or draining your savings. Here’s a quick recap of the five strategies we discussed:
These approaches are practical, flexible, and give you the freedom to grow your business on your terms.
If you’re ready to take the next step, check out my free tutorials on no-code tools or explore my MVMP program for a guided approach to building your startup. Remember, you don’t need outside funding to succeed—just the right plan and the determination to make it happen.
In most cases, yes.